Investors are taking advantage of the lack of an effective pension fund.
The average 401(k) plan is earning $8.4 million in revenue a year, according to an analysis from the Vanguard Group.
It’s the second highest return for a plan that has made the same investment, behind the Vanguard Total Stock Market Index.
But the Vanguard study does not include other investments such as stocks or bonds.
A bond is one of the few investments that are guaranteed by the federal government.
The federal government pays bonds for many projects, including the National Institutes of Health, and other government programs.
Bonds have long been a staple of retirement plans, and investors can take advantage of a higher yield.
But investors are also looking for low-cost investments to make in a low-risk environment, especially when interest rates are low.
A 5-year bond with a yield of 1 percent or lower is worth less than $500,000 in today’s dollars, according the Vanguard analysis.
Bond investors have turned to bond bonds as an investment to lower their risk and boost their returns.
Bond bonds can have lower interest rates, lower volatility, and less risk.
Bond bond investors can save money on a 5- or 10-year investment by taking a 10-percent fee, according a report by investment company Morningstar.
But it can also mean higher fees when interest rate hikes are expected.
Bond funds also offer the option to buy bonds at a lower price than stocks, according with Morningstar, which found the average bond fund pays $12,600.
Investors can invest in bonds as long as they do not own stocks or other securities.
Bond buyers are taking an interest rate risk by holding their money in bonds.
Bond fund investors have also been taking advantage by taking out some of the money they receive in pension funds for their investments.
Bond interest payments have been declining over the past few years as the retirement savings of American workers has declined.
According to Morningstar’s analysis, the average American retirement savings decreased by $2,300 in 2015 from the year before.